A foreclosure is when the mortgage holder obtains the right to sell (foreclose upon) your house because of missed mortgage payments.
Nobody wants to be the next neighborhood foreclosure, but when different life circumstances happen, it then becomes a reality that your home may be sold out from underneath you. At this point of foreclosure process you have only two options available. Be foreclosed upon or sell your home as a Short Sale.
Another scenario is that you need to sell for some reason and you do not know what to do because you OWE more that the house is worth in todays market.
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To find out more about short sales, the foreclosure process, or selling your home, click here